My Bank Account Has Been Frozen
What You Should Do Next
In New York, if your bank account has been restrained (frozen) it is likely that you were sued and lost, and that a judgment was entered against you. (If you owe a student loan your account may sometimes be restrained without a judgment.)
Unfortunately, it is common for judgments to be entered against consumers without the consumer even knowing that they were sued. This is because the company that sued you may not have properly served you with the legal papers. This is sometimes referred to as “sewer service.” If this happened to you, you should be able to have the judgment “vacated” (wiped out). You are entitled to be properly served with the legal papers.
The first step is to obtain a copy of the entire court file. You should go to the Court that you were sued in and make a copy of the entire file. If you don’t know where you were sued, you can try to ask the people who sued you, or you can try calling the Courts in your area to determine where the case against you was filed.
You should review the file to determine who sued you and for what. You should also determine where the person suing you served the legal papers.
If you think you have been the victim of “sewer service” you should contact a New York debt collection abuse attorney to assist you.
Following is a list of the contact information for many of local courts in downstate New York:
Suffolk County
Riverhead, NY 11901
631-852-2334
Ronkonkoma, NY 11779
631-854-9676
Lindenhurst, NY
11757 631-854-1121
Huntington Station, NY 11746
631-854-4545
Veterans Memorial Highway
Hauppauge, NY 11788
631-853-5408
Ronkonkoma, NY 11779
631-854-9673
Patchogue, NY 11772
631-854-1440
Manhattan (New York County)
New York, NY 10013
212-374-4422
New York, NY 10013
212-374-8174
Nassau County
Mineola, NY 11501
631-571-2903
Hempstead, NY 11550
516-572-2356
Queens County
Bronx County
Bronx, NY 10451
718-590-3804
Queens County
Jamaica, NY 11435
718-520-3713
Jamaica, NY 11435
718-520-3713
Jamaica, NY 11435
718-520-3610
Brooklyn (Kings County)
Brooklyn, NY 11201
718-643-8076
Brooklyn, NY 11201
718-643-5069
Staten Island (Richmond County)
Staten Island, NY 10301
718-390-5201
Staten Island, NY 10310
718-390-5416
Bronx
Bronx, NY 10451
718-590-3804
Bronx, NY 10451
718-590-3722