Debt Collection Harassment Lawyer Serving Suffolk County
If you are being harassed by a debt collector, you should be aware that there are laws to protect you.
Under the Fair Debt Collections Practices Act (FDCPA), you are given certain rights against harassment that creditors may not violate, and you should know your rights under federal law entail so that you are able to protect yourself and take legal action when necessary.
Debt collectors are prohibited from:
- using expletives or abusive language;
- falsely threatening you with a lawsuit;
- falsely threatening you with wage garnishments;
- calling repeatedly as intentional harassment;
- discussing your debt with co-workers, neighbors, or your family;
- falsely threatening to send you to jail;
- calling before 8:00 a.m. or after 9:00 p.m. local time.
The actions above constitute only some of the prohibited actions. Consumers should be aware that debt collectors are not allowed to engage in any activities that are deceptive or harassing.
When you are facing unreasonable collection practices, contact a Suffolk County debt collection abuse attorney to discuss your situation. We may be able to help you stop the harassment and fight the abuse. Attorney Joseph Mauro can work with you to determine the best course of action in taking control back of your financial situation. Our firm is ready to assist you with a free initial evaluation of the circumstances surrounding your creditor abuse. Once we discuss your case, we can recommend the appropriate actions to be taken.
The FDCPA allows consumers who win their suits against debt collection agencies to be awarded compensation for legal expenses. This allows the Law Offices of Joseph Mauro to take most clients on a contingency fee basis.
Contact a Suffolk County debt collection abuse attorney for committed and dependable representation in the fight against abusive debt collectors or debt collection agencies.