Long Island Debt Collection Abuse Attorney
Have collection agencies harassed you regarding your debt?
When you or someone you know is facing creditor abuse, contact a Long Island debt collection harassment attorney to find out what you can legally do to stop the harassment.
Federal law under the Fair Debt Collections Practices Act (FDCPA) was written specifically to protect consumers from unscrupulous creditors who take advantage of people who are unaware of their rights.
Defending Your Rights
It is important that you know what your rights entail so that you are able to insist on fair and legal treatment.
It is against the law for debt collectors to take the following measures while attempting to collect:
- Call before the hours of 8:00 a.m. or after the hours of 9:00 p.m.
- Threaten to sue you when the agency has no plans to do so
- Threaten to have you arrested when the agency has no plans to do so
- Disclose your debts with third parties such as neighbors, co-workers, and family
- Call constantly to harass you
- Use profane, abusive, or foul language against you
- Lie about their identity
The prohibited behaviors listed above are only some that have been outlawed. Essentially, any action that is harassing or deceptive is illegal for debt collectors.
You don’t have to put up with this type of behavior. The Law Office of Joseph Mauro is available to provide our clients in Long Island with effective and dedicated legal assistance when facing debt collectors who won’t stop harassing you. If we can determine that they have violated any laws under the FDCPA, we may be able to file a lawsuit against them.
Additionally, because the FDCPA allows successful consumers to have their legal fees reimbursed by the debt collection agency in violation, we at the Law Office of Joseph Mauro are able to take cases on a contingency basis. You do not have to pay any legal fees upfront, but instead only if we win your case. Call us today for your free initial consultation!
Contact a Long Island debt collection harassment lawyer for legal assistance today.